Splitit | TechRadar

Separate it is a payment method solution, which allows customers to pay for their purchases with an existing credit card and then split the billing in interest and monthly payments free of charge. The good thing is that Splitit allows you to do this without the need for additional registrations or apps. It’s simple. Businesses can make their customers’ lives easier by offering Splitit, which means they can spread out monthly payments using a credit card they already use.

The benefit for customers is that they use existing credit and Splitit takes the pressure off, while consumers also avoid credit checks. Splitit estimates that as a result the companies that offer the service can profit up to 30% more Basket conversions, which is obviously good for the company’s bottom line.

Separate it

If you are a business you may want to contact Splitit to get a personalized idea of ​​pricing. (Image credit: Splitit)


In some ways there are two sides to the pricing story when it comes to Splitit. For consumers using the Splitit service, this is more of a storefront based position as they will be charged for the installments they choose as an option at checkout. They will benefit from 0% interest and no late fees as a bonus from the Splitit system.

However, if you are a business owner and looking to implement Splitit in your own eCommerce website, the tangent is a little different. You will need to contact Splitit’s sales team, who will then develop a plan for your business, based on its size, revenue, etc. price page.

Separate it

Account holders with Splitit have their own dedicated login area (Image credit: Splitit)


Splitit is an innovative variant of credit that allows both the companies offering the service and the customers who take advantage of the plan to get the most out of flexible payments. Consumers really benefit from the way Splitit is set up and managed. This is mainly because everything is pretty much done for them by the company they buy from and the latter agreement they have with Splitit.

If you run a business, whether online e-commerce store or a more traditional brick and mortar outlet combined with online, then Splitit can also be a real bargain. The main draw for business users is how Splitit can encourage customers to complete their purchase by choosing the option to split payments over time.

One of the big issues with buyers is that they can often opt out of an online transaction if there is no installment payment option. Businesses also benefit from the Splitit model, as customers tend to spend more if they are able to get flexible payment terms, which this digital payment solution offers. Ultimately, companies can benefit from the service because Splitit effectively assumes all risk.

Separate it

Splitit has cool graphics that can be added to your site to show how easy it is for customers (Image credit: Splitit)


If you intend to integrate Splitit into your e-commerce site then the installation process is actually quite simple. System integration can be done using free tools, including a standard web API, which efficiently allows you to connect to Splitit while keeping the interface in the same style as your existing website.

Alternatively, you will get solid performance using embed code. This route means all you actually do is log into Splitit and remove the need to make any significant changes to your website. Business owners can add a button to their checkout page and the checkout form is basically connected to Splitit.

The third option allows you to use a plugin that works with all major ecommerce platforms including Magento, Shopify, WooCommerce, PrestaShop etc. Again, going this route is just as easy to implement and the performance is reliable.

Separate it

Just as easy to give customers an illustration of how the checkout process works (Image credit: Splitit)

Ease of use

If you are running an online business and signed up and implemented Splitit as an option during the checkout process, it really is very easy to use. Basically, the customer will see that Splitit is available as one of their options during the payment phase of a purchase. All the customer has to do is select it at checkout using an existing charge card when there is nothing else to do in terms of additional forms.

Separate it

Splitit is already in use by many online outlets with a list of many available on the site itself (Image credit: Splitit)

Better yet, the customer will also know right away whether they will be able to use the service. So a customer can spread the cost of buying an item over, say, 12 months and incurs no fees or penalties as long as they pay each monthly payment on time.

Separate it

Despite its ease of use, Splitit still has plenty of help and support options. (Image credit: Splitit)


If you are running a business and need help with the implementation of Splitit, or even further help, there are plenty of options. Spilitit has an impressive Knowledge Center, where you can discover best practices and familiarize yourself with using the system through a wealth of tips and information. If you need more specific help, the Help Center should be the next port of call, with a searchable database that contains answers to many common queries.

There are also three separate sections, with help available for traders as well as consumers and a community area which is also a useful stop. It is still possible to create a support ticket from the website or contact support using the online chat tool.

Final verdict

Splitit seems like a really great idea that benefits both consumers who want to split the cost of goods and the companies that offer it. The latter benefit from secure payments, while Splitit manages all the risks. The digital payment solution is already a hit with many consumers, and many companies are now offering this option.

There are certainly many benefits with Splitit, customers with no credit checks, no interest, no late fees, and no instant approval. They can also use an existing card and no application or registration is necessary. For companies wishing to offer the services of Splitit, the implementation is quite straightforward and it is perfect for persuading customers to spend maybe a little more than they could have done thanks to the flexible option. payment in installments. What not to like?

About Marion Alexander

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